Certificate of Insurance Compliance, Automated
Stop chasing paperwork.
Start verifying coverage.
InstaCOI reads, checks, and tracks every subcontractor's Certificate of Insurance automatically — so general contractors and property managers always know who's covered.
Passed · Review · Expired
Every certificate, one clear status
30 · 15 · 7 days
Automatic expiration reminders
GL · Auto · Workers' Comp
Checked against your own limits
From upload link to verified in seconds
The whole compliance loop, without a single spreadsheet.
01
Add a vendor
Enter a subcontractor's name and we generate their one-time upload link.
02
Share the link
Send it by text or email — no account or password required on their end.
03
AI reads & verifies
The COI is extracted and checked against your compliance rules in seconds.
04
See the result
Your dashboard shows Passed, Review Needed, Failed, or Expired at a glance.
Everything compliance tracking should have been
Built specifically for general contractors, property managers, and businesses that manage subcontractors.
Smart OCR & Forensics
Extracts policy numbers, coverage thresholds, and effective/expiration dates directly from uploaded COI PDFs, with vision fallbacks to catch fraud or missing data.
Automated Compliance Verification
Every certificate is checked against your General Liability, Auto, Workers' Comp, Additional Insured, and Waiver of Subrogation requirements — instantly marked Passed, Review Needed, or Expired.
Subcontractor Self-Service
Each vendor gets a direct upload link with clear Certificate Holder instructions — no login, no back-and-forth email chains.
Automated Expiration Reminders
Vendors are emailed automatically at 30, 15, and 7 days before their coverage expires, then notified again the day it does.
Vendor Management
Edit vendor details and archive subcontractors you no longer work with — archived vendors stop counting against your plan and stop receiving reminders.
Accounting & Workflow Sync
Coming SoonQuickBooks Online payment holds and Zapier/webhook automation for non-compliant vendors — on the roadmap.
Simple pricing, based on how many vendors you manage
No sales call required. Change plans anytime.
Starter
$99/mo
Up to 15 vendors
- Unlimited COI uploads
- AI extraction & verification
- Automated expiration reminders
- Vendor self-service upload links
Most Popular
Pro
$299/mo
Up to 75 vendors
- Unlimited COI uploads
- AI extraction & verification
- Automated expiration reminders
- Vendor self-service upload links
Unlimited
$499/mo
Unlimited vendors
- Unlimited COI uploads
- AI extraction & verification
- Automated expiration reminders
- Vendor self-service upload links
Prices shown are current list prices. Billing is set up per account after sign-up.
Ready to stop chasing COIs?
Set up your first subcontractor's upload link in under a minute.
Get Started